When you’re 18 years old the last thing on your mind is credit – we’ve been there. Keep in mind your credit score is what will lenders will use the rest of your life to know if you’re trustworthy enough based on your finances.
First things first. When you use coupons you’re not saving anything. You’re spending less. There’s a key difference there. So are all coupons a scam? No, and determining whether they are or not depends on a few things.
The 52 Week Money Challenge, sometimes referred to as the “52 Week Savings Challenge” or the “1 Year Money Saving Challenge”, is a savings plan where you put away money corresponding with the week number of the year.
If you are a teenager, and are motivated enough, you can start investing at a very young age. The term investing is used pretty loosely and it can be as simple as throwing up a quick savings account with higher interest or a Certificate of Deposit at a bank.