What is an Authorized User on a Credit Card?
In personal finance one of the most important data points is your credit score. Your credit score de...
Finance Blog, News, Tips & Guides
Debt Snowball vs Debt Avalanche
Debt in this country and around the world has become commonplace. This can be attributed to uncontro...
What Is a 1099-M Employee?
There is nothing more certain than death and taxes, whether we like it or not. Taxation is a way for...
Are Internships Worth It?
When exiting high school and entering college, many items come to mind and one of them is an interns...
Credit Card Use Tips (First Time Credit Card Users)
In the United States, it has become extremely simple to obtain a credit card, so simple you can do i...
How Young is Too Young to Build Credit?
What's considered a "good" credit score for someone who's just starting to build credit? Focus on th...
What is a Good Credit Score for a Teen?
What's considered a "good" credit score for someone who's just starting to build credit? Focus on th...
How to Lower Your Bills: 40 Ways to Save
Need to find more money in your budget? The best place to start is with your monthly expenses. It...
What is APR?
Learn what APR is and how it can influence your decision to purchase an item. Understanding APR can ...
Stocks vs. Bonds
Should you invest in stocks, bonds, or a combination of the two? Learn about the differences between...
Is Working Under the Table a Good Idea?
Many teens start their first jobs working "under the table" or "off the books". Getting paid cash in...
What is a Charge Off?
Learn about charge offs and how they can impact your credit - they can linger for a long time, so ge...
I Am Obsessed with Saving Money
Saving money can be addictive - some people become obsessed with saving money by using creative mone...
How to Create an Automatic Investment Plan
Earn money on autopilot by setting up an automatic investment plan. Discover how easy it is to set u...
Is Having a High Credit Limit Good?
A high credit limit means more spending power! But is this really a good thing? It could be - handli...
What is the 52 Week Money Challenge?
The 52 week money saving challenge can be a great savings technique, especially for teens. Check out...
Roth 401k vs. Traditional 401K
Invest in your retirement at a young age. But first, learn about 401k options to help decide which i...
What is a Lease Takeover?
A lease takeover is when you take over someone else’s lease before they are done paying for it. Th...
Make the Most of a Direct Deposit Savings Account
Increase your savings potential through direct deposit accounts. Save money faster by splitting depo...
How to Coupon for Beginners
Save money couponing. Even if you’re a beginner and haven’t used coupons much before, these tips...
Should I Get a Credit Card at 18?
Should you get a credit card as soon as you're able to at 18 to start establishing credit? Learn abo...
Using the Debt Snowball Method
Discover the Debt Snowball Method and learn effective ways of removing debt. Being prepared and lear...
Can You Get a Job at 13?
Many employers will not hire 13 year olds, but that doesn't mean you can't make money. Get tips and ...
Best Investments for Students
Being in school shouldn't prevent you from investing and starting to secure your financial future. L...
Buying a Used Car With Cash
Is it smart to buy a car with cash instead of a loan? Learn how to steer clear of bad deals at used ...
Auto Loan Approval Criteria
Buying a car? Learn the requirements to get approved for an auto loan. Get tips on how you can impro...
Budgeting for the Holidays: Spending Tips and Tricks
Many people dread the holidays - it's easy to spend too much money. Follow some of these holiday spe...
What is the Minimum Credit Score to Lease a Car?
Leasing a car is much easier when you have great credit, but it's not required. Learn about leasing ...
13 Money Tips for Heading to University
College can be a great investment for your financial future, but paying for college can be tough. Di...
Real Estate Investing Mistakes to Avoid
You've seen all the TV shows. It seems so easy to flip houses and make a ton of money. Make sure to ...
Debt Warning Signs
Learn the warning signs of excessive debt. Debt isn’t necessarily a bad thing if it’s handled ap...
How to Research a Stock Before You Buy
Learning how to research stocks is pivotal to making any money in the stock market. Before you buy a...
What ‘Pay Yourself First’ Means and Why It’s Important
"Pay yourself first" - It's more than just an old saying. Proper budgeting plans and always paying y...
Why Did My Credit Limit Increase?
Your credit limit increased without even asking? These automatic credit increases shouldn't be a con...
Financial Stress: Emotions Affecting Your Money
Money holds a great deal of emotional power, but you shouldn't make financial decisions emotionally....